Personal Checking Accounts

If you just need a safe and simple checking account, this is it.

Hands holding personal checks

Checking Account

Maintain a $300 balance throughout the month to avoid a monthly service charge.

If the balance of the account falls below $300.00 any day of the cycle a small service charge of just $7.00 per month may be charged. You are allowed 25 checks per month. However if you write more than 25, you will be charged a maintenance fee of $0.15 for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) over the limit.

  • No minimum opening balance
  • Receive monthly statement electronically

School Employee Checking Account

Must be employed with a School System to avoid the service charge.

  • No minimum opening balance
  • Receive monthly statement electronically

Free Student Checking

For full time students under 21 years of age.

  • No minimum opening balance
  • Receive monthly statement electronically

NOW Account

Maintain a $2,500 balance throughout the month with unlimited checking and avoid a service charge. Plus earn interest and get all the benefits of a regular checking account.

If the balance of the account falls below $2,500 any day of the cycle a small service charge of just $7.00 per month may be charged. However if you write more than 25, you will be charged a maintenance fee of $0.15 for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) over the limit.

  • Minimum opening balance of $2,500
  • Receive monthly statement electronically